A Reliable Chapter 13 Bankruptcy Attorney Who Can Help Clients From and Near Round Rock, TX Secure Easy-to-Pay Debt Refinance Options

Filing for Chapter 13 bankruptcy or wage earner’s plan is not as simple as it seems. The goal isn’t just to get approved, but rather, to qualify for a repayment plan with good, easy terms. Otherwise, you might struggle to meet payments again.  

If you want to increase your chances of securing a good repayment plan, consult with The Gallini Firm. Our Chapter 13 bankruptcy attorney will go above and beyond to steer the case toward a favorable direction. Our goal is to help you catch up with missed car, tax, and mortgage payments with an easy-to-pay refinanced loan that spans at least three to five years. We can help clients from and around Round Rock, TX. 

The Pros and Cons of Filing for Chapter 13 Bankruptcy

Here are the pros and cons of filing for Chapter 13 bankruptcy: 



  • Foreclosure Action Cessation: Threats of the bank foreclosing your home will cease as your mortgage loans will also be refinanced. 
  • Repeated Filing: Unlike with Chapter 7 bankruptcy, you won’t have to wait half a decade to file for Chapter 13 bankruptcy again. Debtors can file for Chapter 13 bankruptcy again if needed after two years from initial discharge. 



  • No More Extra Cash: All the extra cash from your disposable income will go straight to the payment of your debt. 
past due bill round rock tx

Talk to Our Bankruptcy Lawyer to See Whether Chapter 13 Is the Best Option for You

Are you still having trouble deciding whether Chapter 13 is the best option for you? Don’t worry. Our Chapter 13 bankruptcy attorney is here to guide you all throughout the process. You can count on our firm for everything from the assessment and review of your debts to court representation. 


We have the experience and knowledge to provide you with sound, professional legal advice. It’s our mission to help you achieve true financial freedom. Clients from and around Round Rock, TX can schedule for consultations at (817) 303-2820 

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